If you’ve ever bought or sold a property in Dubai, you know the drill: trustee office visits, manager’s cheques, back-and-forth paperwork, and long waiting periods for the deal to close.
That experience is changing fast.

The Dubai Land Department (DLD) has introduced a new Digital Sale Procedure through the DubaiNow app, and it’s reshaping the way cash buyers and sellers complete property transfers. Think of it as moving from a manual gearbox to an automatic one: same destination, far smoother ride.

This system lets both parties complete the entire transaction online, with no trustee visits and no manager’s cheques. For ready properties, closing times can drop from days to just a few hours.

Who Can Use Dubai’s New Digital Sale System?

Before jumping in, it’s important to know whether a transaction qualifies. The digital process works best when things are simple and straightforward. That means:

• Cash deals only(Mortgages and off-plan properties aren’t supported yet.)
• One buyer + one seller only
• Both parties must be UAE residents with local bank accounts
• Only ready properties qualify

There’s no need for a Power of Attorney, even if someone is traveling as long as they can sign in using UAE Pass.
In other words, if both parties are in the UAE system and the property is ready, the process can be 100% automated.

How DubaiNow Makes Property Transfers Seamless

Here’s how a digital property sale typically unfolds step by step:

1. The Seller Starts the Process

The seller logs into DubaiNow, selects the property, and submits a Sell Request.
The app automatically loads details from Form F (if available) and calculates fees on the spot including the 4% transfer fee and the DLD service fee.

To give you a sense of the cost:

• AED 1,100 if the property price is above 500,000
• AED 600 if below

These fees replace the traditional trustee office fee.

2. A Secure Escrow IBAN Is Created

The seller then enters their IBAN and signs digitally using UAE Pass.

The system instantly creates a Virtual IBAN Escrow account, a secure holding account owned by DLD and used only for this transaction.
Think of it as a digital safety box for the buyer’s funds until the transfer is complete.

3. The Buyer Signs and Transfers the Funds

The buyer receives a notification, signs using UAE Pass, and transfers the funds into the Escrow account.
Payments can be made:

• in one go, or
• in multiple transfers
  And funds can come from a UAE or international bank account.

The buyer has seven working days to complete this step.

4. The System Does the Rest Automatically

Once the full amount reaches the Escrow account, the system kicks into autopilot:

• Funds are released directly to the seller
• Central Bank verifies the transfer
• The digital Title Deed is issued instantly

No auditors.
No confirmation calls.
No waiting for the seller to check their bank app.
If the transfer lands in the morning, the seller may see the money the same afternoon.

What Buyers and Sellers Still Need to Handle Manually

Because no NOC is issued in this digital process, both parties need to ensure certain things are sorted before initiating the transfer:

• Service charge clearance
• DEWA settlement
• Chiller clearance (if applicable)
• Rent prorations or service charge reimbursements

Think of these as housekeeping items that must be handled outside the app.

Why This Update Matters for the Dubai Property Market

For cash buyers and sellers of ready properties, this is one of the most efficient systems Dubai has ever introduced. The benefits are significant:

• No more manager’s cheques—buyers don’t need to visit the bank, and sellers don’t need to cash anything.
• No trustee visits—everything happens on the DubaiNow app.
• Fully automated payout—funds go straight to the seller as soon as the Central Bank confirms receipt.
• Instant digital title deed—no more waiting for DLD auditors.

The entire timeline depends only on standard bank processing speeds, not on manual approvals.

For a fast-moving market like Dubai where investors often want to close quickly, this new system sets a powerful new benchmark. It makes transactions smoother, safer, and faster while reinforcing Dubai’s reputation as a global leader in digital real estate services.